What Is Homeowners  Insurance?

Homeowners insurance is a form of property insurance that covers losses and damages to an individual's residence, along with furnishings and other assets in the home. Homeowners insurance also provides liability coverage against accidents in the home or on the property.

KEY TAKEAWAYS

• Homeowners insurance is a form of property insurance that covers losses and damages to an individual's house and assets in the home. 
• The policy usually covers interior damage, exterior damage, loss or damage of personal assets, and injury that arises while on the property.
• Every homeowners insurance policy has a liability limit, which determines the amount of coverage the insured has should an unfortunate incident occur.

What Is Commercial Property Insurance?

Commercial property insurance is used to cover any commercial property. Commercial property insurance protects commercial property from such perils as fire, theft, and natural disaster. A variety of businesses, including manufacturers, retailers, service-oriented businesses, and not-for-profit organizations carry commercial property insurance. It is generally bundled together with other forms of insurance, such as commercial general liability insurance.

KEY TAKEAWAYS

• Commercial property insurance is insurance used to cover property and equipment from the risk of disasters.
• Different types of properties and equipment are considered for commercial property insurance.
• Several factors, such as location and occupancy, are considered while determining the cost of commercial property insurance.

Our Partners possess the know-how, the initiative, and the sheer ingenuity needed to provide you with the top-level policies you require. They have the energy and the ability to revamp entire portfolios and create custom policies that are perfect for you. Our Partners have whatever it takes to provide you with what you need to protect your properties and interests. You can trust them to secure your properties and interests in ways you’ve never imagine.

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